Street, Cruiser & LAMS Bikes
- Dealer & private sale covered
- Competitive fixed interest rates
- Learner & experienced riders welcome
Apply for motorbike loan
Motorbike Finance
Choose new or used motorbike finance with flexible terms from 12 months to 7 years.
When purchasing a motorcycle for the open road, Pathfyndr Finance can help you find a finance solution suited to your needs. We compare lender options and support you throughout the entire finance process.
From enquiry to settlement, Pathfyndr Finance compares suitable lender options and guides you every step of the way.
Balloon residual payment structures from 0% to 50% to lower your regular repayments.
Apply for pre-approval
50+
Trusted lenders
12mo-7yr
Flexible terms
0-50%
Residual balloon
$0
Deposit options
Motorcycle Options
Find the Right Motorbike Finance
Dirt Bikes & Quad Bikes
- Fast 24-48hr approval turnaround
- Flexible repayment schedules
- 50+ specialized motorcycle lenders
Apply for dirt bike loan
Consumer Motorbike Finance
Purchasing a motorcycle is a passionate lifestyle choice. At Pathfyndr Finance, we compare loan options across over 50 trusted lenders to match your budget, rider experience, and bike model.
Whether buying a new model from an authorized dealership or a used bike from a private seller, we manage all lender communications, valuation checks, and paperwork so you can ride away smoothly.
Loan Structures
Secured & Unsecured
Secured Motorbike Loan
Unsecured Motorbike Loan
Common Questions
Frequently Asked Questions
What types of motorbikes can I finance?
We finance all categories of motorcycles, including street sports bikes, cruisers, LAMS (Learner Approved Motorcycle Scheme) bikes, scooters, touring bikes, dirt bikes, quad bikes, and ATVs (both new and used).
Can I buy a motorcycle from a private seller?
Yes! We arrange competitive motorcycle finance for private sales as well as dealer purchases. We also perform PPSR title and stolen vehicle checks for private transactions.
Are $0 deposit motorbike loans available?
Yes. Subject to your financial profile and lender approval, 100% no-deposit motorcycle loan options are available so you don't need upfront savings.
What is a balloon (residual) payment?
A balloon payment is a lump sum deferred to the end of your loan term, typically between 0% and 50%. This can lower your regular repayments during the loan period.
What loan terms and repayment schedules are offered?
Motorcycle loan terms range from 12 months to 7 years. Repayments can be set up weekly, fortnightly, or monthly to fit your budget.
Can I get a loan for a LAMS (Learner Approved) bike?
Absolutely! We have specialized lenders that cater specifically to learner and P-plate riders looking to finance their first LAMS-approved motorcycle.
Can I pay off my motorcycle loan early?
Yes, on consumer loans you can make extra repayments or payout your bike loan early at any time without ongoing interest charges. However, exit fees or early termination fees may apply depending on your lender policy. Please speak with your broker regarding these fees before proceeding.
If the asset is purchased via a Commercial loan, then it will incur future interests and early payout fees.
Why Choose Pathfyndr for Your Motorbike Loan?
We assess your exact motorcycle finance needs, accessing exclusive broker-only rates and comparing 50+ bike lenders across Australia.
Apply for pre-approval
- Specialized motorcycle finance brokers
- 50+ trusted Australian lenders
- Covers street, LAMS, dirt & quad bikes
- Dealer & private sale financing
- Fixed rates, 12mo-7yr terms
- Balloon residual options 0%-50%
